ASSUMABLE VA LOAN 5.125% - SELLER TO CONTRIBUTE $10,000 towards closing costs or buy-down rate. Charming Move-In-Ready Gem in Mack Bayou Estates -NO HOA - IMPECCABLY RENOVATED- new roof 2020, water heater 2020 nsulation sprayed 2023, both bathrooms have been tastefully renovated with modern fixtures and fresh finishes. New flooring, fresh paint throughout, updated lighting, all (2022) make every inch feel brand new. The exterior offers easy outdoor enjoyment without the hassle. The location is unbeatable--centrally situated in Santa Rosa Beach, you're just minutes from stunning Gulf beaches, shopping, dining, top-rated schools, and the vibrant 30A scene. HVAC 2016 WATER HEATER 2020 ROOF 2020 ROOF INSULATION SPRAYED 2023 ATTIC HOUSE FAN 2023 BACK YARD FENCE 2024 EXTENDED CONCRETE DRIVEWAY 2022 INTERIOR PAINT 2022 KITCHEN GRANITE COUNTERTOP 2022 TOILETS, BATHROOM VANITIES, MIRRORS, LIGHTS, CEILING FANS FRONT EXTERIOR LIGHTS 2022