This inviting Florida cottage offers generous living space and a prime location in Santa Rosa Beach, just three miles from the gulf and less than a mile from public bay access. With hardy plank siding and a classic coastal design, the home provides both comfort and convenience without the restrictions of an HOA. Inside, an open-concept layout creates a seamless flow between the large living room, complete with a fireplace, the dining area, and the spacious kitchen. The kitchen features a center island and has been recently updated with quartz countertops, adding both style and durability. The primary suite is conveniently located just off the kitchen, while additional bedrooms provide flexibility for family or guests. Recent improvements include a widened driveway with new gravel, pull-down attic stairs for added storage, and fresh interior updates that make the home move-in ready. The property's size and layout, paired with the ability to rent short-term, present an excellent value as either a primary residence, a second home, or an investment opportunity. Located just minutes from Gulf Place, local shops, restaurants, golf courses, and top-rated schools, this home balances relaxed coastal living with everyday practicality. With beach and bay access close at hand, it's a chance to enjoy the best of Santa Rosa Beach living at an exceptional price point.