Discover coastal charm and modern luxury in this stunning Point Washington cottage, located in a premier community of full-time residents just minutes from the beaches of South Walton, where flood insurance is not required! A brick paver driveway and inviting front porch welcome you into a light-filled interior featuring durable luxury vinyl plank flooring and an open floor plan. The chef-inspired kitchen is a true highlight, boasting quartz countertops, shaker-style cabinetry, and upgraded stainless steel appliances including a gas range with a professional pot filler. The main-level primary suite offers a private retreat with a spa-like bath, while a whole-home water filtration system and a built-in workstation add everyday convenience. Designed for the quintessential Florida lifestyle, the exterior living spaces are perfect for entertaining. Host summer cookouts on the expansive screened back porch, which features a fully equipped outdoor kitchen and grill area. The property is beautifully enclosed by a new white picket fence and includes a dedicated dog run for pet owners. Ideally located a short walk from Bay access, this home is perfect for those looking to live, work, and play near 30A. Whether you are seeking a primary residence or an investment, this property delivers, with rental projections available upon request.